Thomas is said to be Trader Payne, one of the earliest settlers in Northeast GA which became Franklin County. He is said to have married first an American Indian and 2nd Annika Ayers.
Payne's Creek - in Old King's Bench of original Franklin County was one of the first streams to be named for a white settler or trader. The creek is short as creeks go in Northeast Georgia, but it's source is a large spring which was the trading post and fort of Trader Payne, one of the first traders in the Franklin County area. One of his descendants, an offspring of his Cherokee marriage, later married a Moses Ayers whose descendants still live in the county. Gene Madden who was raised not far from the spring remembered that a part of the old fort survived into this century and remembered the carved stone where one drank at the springs.
Thomas "Trader" PAYNE and Judith [PAYNE] had the following children: